Drone insurance in United Kingdom

What the rules say

Each line is resolved from published facts of United Kingdom. "Not resolved" means the corpus does not answer it in a machine-checkable way — never that the law is silent.

• Insurance requiredConditional
• ScopeConditional
• Weight threshold20 kgConditional
• Commercial triggerConditional
• Minimum coverNot resolved
• ExceptionsConditional
• Proof requiredConditional

What changes the answer

• weight threshold

  Take-off mass below 20 kg

• weight threshold

  Take-off mass at or above 20 kg

The rules behind this answer

• Binding lawNational rule

  Required Contents of an Operational Authorisation Application

  An application for an operational authorisation must be based on an Article 11 risk assessment and include the operator's registration number, the name of the accountable manager or operator, the operational risk assessment, proposed mitigation measures, an operations manual (if required), and confirmation of appropriate insurance cover (if required).

  Open the requirementOfficial source
• GuidanceNational rule

  Mandatory Insurance for Drones 20kg and Above

  You must always have third party liability insurance if your drone or model aircraft weighs 20kg or more, regardless of the purpose of the flight.

  Open the requirementOfficial source
• GuidanceNational rule

  Mandatory Insurance for Non-Recreational Drones Under 20kg

  You must have third party liability insurance if you fly a drone or model aircraft weighing less than 20kg for any reason other than fun, recreation, sport, or a hobby.

  Open the requirementOfficial source
• GuidanceNational rule

  Optional Insurance for Recreational Drones Under 20kg

  Third party liability insurance is optional if you fly a drone or model aircraft that weighs less than 20kg for fun, recreation, sport, or as a hobby.

  Open the requirementOfficial source

Official sources

• UK Regulation (EU) 2019/947 - legislation.gov.uk CLML XML — UK Civil Aviation AuthorityOpen
• CAA Drone and Model Aircraft Code - Making every flight safe (points 10 to 20) — UK Civil Aviation AuthorityOpen

Known limitations

• 1 dimension(s) of this topic are not expressed in a machine-resolvable way by the published corpus and are reported UNKNOWN, never FALSE.

Other drone rules in United Kingdom

• Do I need to register my drone in United Kingdom?Registration in United Kingdom is governed by a published mass threshold of 0.1 kg, alongside the further conditions cited below. Whether it applies to a given flight depends on those conditions, each cited to its rule.
• What is the maximum drone altitude in United Kingdom?Drone flights in United Kingdom are held to a published general height limit of 120 m above_nearest_obstacle.
• Can I fly a drone near an airport in United Kingdom?Drone flights near aerodromes in United Kingdom are governed by airspace and aerodrome restrictions: whether permission is needed depends on the airspace, distance or aerodrome type published below.
• When does a drone operation need authorisation in United Kingdom?Whether an operation in United Kingdom needs prior authorisation depends on the operational category, risk class or location: the published triggers below decide it.
• What training do I need to fly a drone in United Kingdom?Remote pilot competency in United Kingdom scales with the operation: which training, examination or proof of competency applies is set by the published conditions below.

All drone laws in United Kingdom