Optional Insurance for Recreational Drones Under 20kg

Verified from official sources
Making every flight safe (points 10 to 20) | UK Civil Aviation Authority (part 3)Version 1Effective -Verified 21 August 2026

In plain language

If you fly a drone under 20kg purely for fun or as a hobby, you are not required to have insurance, but you can still be held personally liable for any damage or injury you cause.

Requirement as structured

Third party liability insurance is optional if you fly a drone or model aircraft that weighs less than 20kg for fun, recreation, sport, or as a hobby.

Original regulatory text

If you fly a drone or model aircraft that weighs less than 20kg for fun, recreation, sport, or as a hobby, you can choose whether or not to have insurance.

Applies when

country
United Kingdom
operation
recreational
max mtom kg
20
regulatory category
General