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Drone insurance in Iceland

Do I need drone insurance in Iceland?

ConditionalShort answer

Drone insurance in Iceland is published with a minimum third-party cover of 0.75 million SDR. Whether cover is required for a given flight depends on the published conditions below.

Weight threshold
20 kg
Minimum cover
0.75 million SDR

Whether third-party liability insurance is mandatory, and from which threshold.

Iceland applies the European Union / EASA framework. Rules marked as framework rules below are inherited, not uniquely national — see the European Union / EASA answer.

What the rules say

Each line is resolved from published facts of Iceland. "Not resolved" means the corpus does not answer it in a machine-checkable way — never that the law is silent.

  • Insurance requiredConditional
  • ScopeConditional
  • Weight threshold20 kgConditional
  • Commercial triggerNot resolved
  • Minimum cover0.75 million SDRConditional
  • ExceptionsConditional
  • Proof requiredConditional

What changes the answer

The published rules distinguish the a2, certified, open and specific categories of operation.

  • other

    Insurance cover at or above 0.75 million SDR

  • weight threshold

    Take-off mass below 20 kg

The rules behind this answer

  • Binding lawNational rule

    Delegated Regulation (EU) 2019/945 applies in Iceland through Reglugerð nr. 1360/2024

    Commission Delegated Regulation (EU) 2019/945 on unmanned aircraft systems and on third-country operators of unmanned aircraft systems takes effect in Iceland through Reglugerð nr. 1360/2024, 6. gr., with the adaptations following from Annex XIII to the EEA Agreement and Protocol 1, as incorporated by EEA Joint Committee Decision No 115/2023 of 28 April 2023.

  • Binding lawNational rule

    Mandatory third-party liability insurance

    The operator or owner of an aircraft must obtain and maintain liability insurance to cover potential damages to third parties, passengers, baggage, and cargo.

  • Binding lawNational rule

    Police, Coast Guard and civil-protection operations may derogate from permit and risk-assessment requirements

    Reglugerð nr. 1360/2024 governs the operation of unmanned aircraft and unmanned aircraft systems in Iceland and within Icelandic airspace. The police, the Icelandic Coast Guard, the Department of Civil Protection and responders acting on their behalf may derogate from the requirements concerning applications for authorisation and the carrying out of risk assessments when circumstances in their work so require.

  • Binding lawNational rule

    Reglugerð nr. 990/2017 repealed by Reglugerð nr. 1360/2024

    Reglugerð nr. 1360/2024, made under Article 72 of the Icelandic Aviation Act (Loftferðalög nr. 80/2022), entered into force on publication and simultaneously repealed Reglugerð nr. 990/2017 um starfrækslu fjarstýrðra loftfara. Exemptions issued under Reglugerð nr. 990/2017 remained valid only until 1 May 2025.

  • Binding lawNational rule

    Regulation (EU) 2019/947 applies in Iceland through Reglugerð nr. 1360/2024

    Commission Implementing Regulation (EU) 2019/947 on the rules and procedures for the operation of unmanned aircraft takes effect in Iceland through Reglugerð nr. 1360/2024, 6. gr., with the adaptations following from Annex XIII to the EEA Agreement and Protocol 1 on horizontal adaptations, as incorporated by EEA Joint Committee Decision No 115/2023 of 28 April 2023. Iceland is an EEA State, not an EU Member State.

  • Binding lawNational rule

    Strict liability for ground damage

    The owner or operator of an aircraft is strictly liable for any damage caused to persons or property on the ground during its operation.

  • Binding lawEU/EASA framework rule

    Contents of an Operational Authorisation Application

    The application for an operational authorisation shall be based on the risk assessment referred to in Article 11 and shall include the specified operator registration, manager name, risk assessment, mitigation measures, operations manual (if required), and insurance confirmation.

Official sources

  • Reglugerð nr. 1360/2024 um ómönnuð loftför (Icelandic UAS Regulation)Innanlandsflugvellir ehf.Open
  • Loftferðalög nr. 80/2022 (Icelandic Aviation Act, consolidated text)Innanlandsflugvellir ehf.Open
  • EASA Easy Access Rules for U-space (Implementing Regulation (EU) 2021/664), May 2024Open

Known limitations

  • 1 dimension(s) of this topic are not expressed in a machine-resolvable way by the published corpus and are reported UNKNOWN, never FALSE.

Other drone rules in Iceland

All drone laws in Iceland

Built around official regulatory sources

  • Official sources
  • Regulation-level citations
  • Coverage and freshness checks
  • Location-aware data where available
How Drone Assistant works

Built from 15 published facts (13 binding) held for Iceland. Dataset ds_55k3jghy8xqzcekzeepwdmanya · generated 2026-09-02 · sources last verified 2026-08-31.

Ask Drone Assistant about insurance in Iceland

This page answers "Do I need drone insurance in Iceland?" for the general case. Ask about your own aircraft, weight and location to see which of the 8 rules above actually apply to you.

This page gives general regulatory information. It is not flight clearance, operational authorisation or legal advice, and it does not guarantee that a flight is legal. See sources and methodology and terms.