Drone insurance in Iceland
Do I need drone insurance in Iceland?
Drone insurance in Iceland is published with a minimum third-party cover of 0.75 million SDR. Whether cover is required for a given flight depends on the published conditions below.
- Weight threshold
- 20 kg
- Minimum cover
- 0.75 million SDR
Whether third-party liability insurance is mandatory, and from which threshold.
Iceland applies the European Union / EASA framework. Rules marked as framework rules below are inherited, not uniquely national — see the European Union / EASA answer.
What the rules say
Each line is resolved from published facts of Iceland. "Not resolved" means the corpus does not answer it in a machine-checkable way — never that the law is silent.
- Insurance requiredConditional
- ScopeConditional
- Weight threshold20 kgConditional
- Commercial triggerNot resolved
- Minimum cover0.75 million SDRConditional
- ExceptionsConditional
- Proof requiredConditional
What changes the answer
The published rules distinguish the a2, certified, open and specific categories of operation.
- other
Insurance cover at or above 0.75 million SDR
- weight threshold
Take-off mass below 20 kg
The rules behind this answer
- Binding lawNational rule
Delegated Regulation (EU) 2019/945 applies in Iceland through Reglugerð nr. 1360/2024
Commission Delegated Regulation (EU) 2019/945 on unmanned aircraft systems and on third-country operators of unmanned aircraft systems takes effect in Iceland through Reglugerð nr. 1360/2024, 6. gr., with the adaptations following from Annex XIII to the EEA Agreement and Protocol 1, as incorporated by EEA Joint Committee Decision No 115/2023 of 28 April 2023.
- Binding lawNational rule
Mandatory third-party liability insurance
The operator or owner of an aircraft must obtain and maintain liability insurance to cover potential damages to third parties, passengers, baggage, and cargo.
- Binding lawNational rule
Police, Coast Guard and civil-protection operations may derogate from permit and risk-assessment requirements
Reglugerð nr. 1360/2024 governs the operation of unmanned aircraft and unmanned aircraft systems in Iceland and within Icelandic airspace. The police, the Icelandic Coast Guard, the Department of Civil Protection and responders acting on their behalf may derogate from the requirements concerning applications for authorisation and the carrying out of risk assessments when circumstances in their work so require.
- Binding lawNational rule
Reglugerð nr. 990/2017 repealed by Reglugerð nr. 1360/2024
Reglugerð nr. 1360/2024, made under Article 72 of the Icelandic Aviation Act (Loftferðalög nr. 80/2022), entered into force on publication and simultaneously repealed Reglugerð nr. 990/2017 um starfrækslu fjarstýrðra loftfara. Exemptions issued under Reglugerð nr. 990/2017 remained valid only until 1 May 2025.
- Binding lawNational rule
Regulation (EU) 2019/947 applies in Iceland through Reglugerð nr. 1360/2024
Commission Implementing Regulation (EU) 2019/947 on the rules and procedures for the operation of unmanned aircraft takes effect in Iceland through Reglugerð nr. 1360/2024, 6. gr., with the adaptations following from Annex XIII to the EEA Agreement and Protocol 1 on horizontal adaptations, as incorporated by EEA Joint Committee Decision No 115/2023 of 28 April 2023. Iceland is an EEA State, not an EU Member State.
- Binding lawNational rule
Strict liability for ground damage
The owner or operator of an aircraft is strictly liable for any damage caused to persons or property on the ground during its operation.
- Binding lawEU/EASA framework rule
Contents of an Operational Authorisation Application
The application for an operational authorisation shall be based on the risk assessment referred to in Article 11 and shall include the specified operator registration, manager name, risk assessment, mitigation measures, operations manual (if required), and insurance confirmation.
Official sources
Known limitations
- 1 dimension(s) of this topic are not expressed in a machine-resolvable way by the published corpus and are reported UNKNOWN, never FALSE.
Other drone rules in Iceland
- Do I need to register my drone in Iceland?Registration in Iceland is governed by a published mass threshold of 0.25 kg, alongside the further conditions cited below. Whether it applies to a given flight depends on those conditions, each cited to its rule.
- What is the maximum drone altitude in Iceland?Drone flights in Iceland are held to a published general height limit of 120 m above_nearest_obstacle. The limit is not absolute: the published conditions that change it are cited below.
- Can I fly a drone near an airport in Iceland?Drone flights near aerodromes in Iceland are governed by airspace and aerodrome restrictions: whether permission is needed depends on the airspace, distance or aerodrome type published below.
- When does a drone operation need authorisation in Iceland?Whether an operation in Iceland needs prior authorisation depends on the operational category, risk class or location: the published triggers below decide it.
- What training do I need to fly a drone in Iceland?Remote pilot competency in Iceland scales with the operation: which training, examination or proof of competency applies is set by the published conditions below.
Built around official regulatory sources
- Official sources
- Regulation-level citations
- Coverage and freshness checks
- Location-aware data where available
Built from 15 published facts (13 binding) held for Iceland. Dataset ds_55k3jghy8xqzcekzeepwdmanya · generated 2026-09-02 · sources last verified 2026-08-31.
Ask Drone Assistant about insurance in Iceland
This page answers "Do I need drone insurance in Iceland?" for the general case. Ask about your own aircraft, weight and location to see which of the 8 rules above actually apply to you.
This page gives general regulatory information. It is not flight clearance, operational authorisation or legal advice, and it does not guarantee that a flight is legal. See sources and methodology and terms.