Drone insurance in Denmark

What the rules say

Each line is resolved from published facts of Denmark. "Not resolved" means the corpus does not answer it in a machine-checkable way — never that the law is silent.

• Insurance requiredConditional
• ScopeConditional
• Weight threshold0.25 kgConditional
• Commercial triggerConditional
• Minimum cover0.75 million SDRConditional
• ExceptionsConditional
• Proof requiredNot resolved

What changes the answer

The published rules distinguish the certified, open and specific categories of operation.

• other

  Insurance cover at or above 0.75 million SDR

• weight threshold

  Take-off mass below 20 kg

• other

  Speed at or below 19 m/s

The rules behind this answer

• Binding lawNational rule

  Insurance Exemption for Hobbyist Micro-Drones

  The minimum insurance sum requirement does not apply to micro-drones weighing less than 250 g with a maximum speed of 19 m/s or less, used exclusively for personal or hobby activities.

  Open the requirementOfficial source
• Binding lawNational rule

  LBK nr 570 af 19/05/2025, § 126 c - section overview

  This section mandates that drone owners must hold third-party liability insurance in accordance with § 130, and delegates authority to the Minister of Transport to establish detailed rules and exceptions regarding this requirement.

  Open the requirementOfficial source
• Binding lawNational rule

  Mandatory Third-Party Liability Insurance

  Drone operations must be covered by a valid third-party liability insurance in accordance with the Danish Aviation Act and Regulation (EC) No 785/2004.

  Open the requirementOfficial source
• Binding lawNational rule

  Mandatory Third-Party Liability Insurance for Drone Owners

  The owner of a drone must maintain third-party liability insurance in accordance with § 130.

  Open the requirementOfficial source
• Binding lawEU/EASA framework rule

  Contents of an Operational Authorisation Application

  The application for an operational authorisation shall be based on the risk assessment referred to in Article 11 and shall include the specified operator registration, manager name, risk assessment, mitigation measures, operations manual (if required), and insurance confirmation.

  Open the requirementOfficial source
• Binding lawEU/EASA framework rule

  Declared standard scenario operations require confirmation of insurance cover

  A declaration by a UAS operator shall contain confirmation by the UAS operator that an appropriate insurance cover will be in place for every flight made under the declaration, if required by Union or national law.

  Open the requirementOfficial source
• Binding lawEU/EASA framework rule

  Minimum third-party liability insurance for aircraft below 500 kg MTOM

  Insurance in respect of liability for third parties shall be at least 0,75 million SDRs per accident for aircraft in Category 1, meaning aircraft with a maximum take-off mass of less than 500 kg.

  Open the requirementOfficial source
• Binding lawEU/EASA framework rule

  Model aircraft under 20 kg are outside the EU aviation insurance regulation

  Regulation (EC) No 785/2004 shall not apply to model aircraft with a maximum take-off mass of less than 20 kg.

  Open the requirementOfficial source

Official sources

• BEK nr 527 af 21/05/2025 - aendring af dronebekendtgorelsen (amending order) — Trafikstyrelsen (Danish Civil Aviation and Railway Authority)Open
• LBK nr 570 af 19/05/2025 - Luftfartsloven (UAS chapter and enforcement) — Trafikstyrelsen (Danish Civil Aviation and Railway Authority)Open
• BEK nr 1649 af 12/12/2023 - supplerende bestemmelser til (EU) 2019/947 (konsolideret med BEK nr 527 af 21/05/2025) — Trafikstyrelsen (Danish Civil Aviation and Railway Authority)Open
• EASA Easy Access Rules for U-space (Implementing Regulation (EU) 2021/664), May 2024Open
• Commission Delegated Regulation (EU) 2019/945Open

Known limitations

• 1 dimension(s) of this topic are not expressed in a machine-resolvable way by the published corpus and are reported UNKNOWN, never FALSE.

Other drone rules in Denmark

• Do I need to register my drone in Denmark?Registration in Denmark is governed by a published mass threshold of 0.25 kg, alongside the further conditions cited below. Whether it applies to a given flight depends on those conditions, each cited to its rule.
• What is the maximum drone altitude in Denmark?Drone flights in Denmark are held to a published general height limit of 120 m above_nearest_obstacle. The limit is not absolute: the published conditions that change it are cited below.
• Can I fly a drone near an airport in Denmark?Drone flights near aerodromes in Denmark are governed by airspace and aerodrome restrictions: whether permission is needed depends on the airspace, distance or aerodrome type published below.
• When does a drone operation need authorisation in Denmark?Whether an operation in Denmark needs prior authorisation depends on the operational category, risk class or location: the published triggers below decide it.
• What training do I need to fly a drone in Denmark?Remote pilot competency in Denmark scales with the operation: which training, examination or proof of competency applies is set by the published conditions below.

All drone laws in Denmark