Third-Party Liability Insurance Exemption

Verified from official sources
Version 1Effective -Verified 25 August 2026

In plain language

You do not need third-party liability insurance if you only fly your drone (under 20 kg) for sport or recreation. If you do any aerial work like photography or filming (even for free), you must have insurance.

Requirement as structured

Third-party liability insurance is not required for drones and model aircraft weighing up to 20 kg if they are used exclusively for sport and recreational purposes, without performing any aerial work such as filming, photography, advertising, or surveillance.

Original regulatory text

Polica osiguranja mi nije potrebna ako dronom i/ili zrakoplovnim modelom mase do 20 kg ne namjeravam izvoditi nikakve radove iz zraka poput snimanja, fotografiranja, oglašavanja, nadzora i slično, za naknadu ili ne, za osobne ili javne potrebe. Dakle, dronom i/ili zrakoplovnim modelom mase do 20kg ću letjeti samo sportsko rekreativno

Applies when

max mtom kg
20