Minimum Insurance Capital for UAS over 20 kg
Verified from official sources1Version 1Effective -Verified 25 August 2026
In plain language
If your drone weighs more than 20 kg, you must have third-party liability insurance with a minimum coverage of 0.75 million SDR (Special Drawing Rights).
Requirement as structured
UAS operators of drones with a maximum take-off mass (MTOM) greater than 20 kg must maintain third-party liability insurance with a minimum coverage of 0.75 million SDR (Special Drawing Rights) in accordance with Regulation (EC) No 785/2004.
Original regulatory text
d) Aeronaves não tripuladas com massa máxima operacional superior a 20 kg: 0,75 milhões de DSE, em conformidade com o disposto no Regulamento (CE) n.º 785/2004, do Parlamento Europeu e do Conselho, de 21 de abril de 2004
Applies when
- min mtom kg
- 20