Mandatory Third-Party Liability Insurance Coverage

Verified from official sources
LuftVZO § 102Version 1Effective -Verified 22 August 2026

In plain language

If you operate an aircraft (including drones) in Germany, your liability insurance must specifically cover the risks and liabilities associated with its operation.

Requirement as structured

The third-party liability insurance contract for third-party damages must cover the liability arising for the operator (Halter) from the operation of the aircraft.

Original regulatory text

Der Haftpflichtversicherungsvertrag für Drittschäden muss die sich aus dem Betrieb eines Luftfahrzeugs für den Halter ergebende Haftung decken.

Applies when

country
Germany
regulatory category
General